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All insurance policy summaries are provided as a general overview of cover only and should never be considered as applicable to your specific requirements. Consultation with one of our insurance brokers will help further assess your requirements whilst also making reference to the Insurers Product Disclosure Statement (PDS) for full Terms, Conditions and Exclusions.

Oracle Group (Australia) Pty Ltd, AFS License 363610 ABN 75 131 025 600 ACN 131 025 600

Oracle Group (Australia) values our clients and will work with you when you have a complaint. Please contact our Complaints Officer on (08) 6454 0911. However, you are also able to contact the Australian Financial Complaints Authority (AFCA). Online: www.afca.org.au | Email: info@afca.org.au | Phone: 1800 931 678 (free call) | Mail: GPO Box 3, Melbourne VIC 3001

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